HMO stands for health maintenance organization. It’s a type of health insurance that enlists a group of healthcare professionals for you to choose from. This is called a network, and for your insurance to pay, you need to choose from their network of doctors, hospitals and clinics. Some of the advantages of having a primary care doctor in Downtown Brooklyn who takes BlueCross HMO include:
- Receiving lower premiums and co-pays
- Having a health professional to provide you lifelong care
- Not needing to file claims
As the name suggests, the goal of an HMO is to maintain your health through regular visits and diagnostic tests. You need to choose a Downtown Brooklyn primary care doctor who takes BlueCross HMO, or one may be assigned to you. Yet you must develop a relationship with your doctor for the best outcomes.If you’re in need of a specialist, your primary care doctor, also referred to as a primary care physician or PCP, writes you a referral. The occasional extra step of having to get a referral offsets the fact that the out-of-pocket costs are generally lower than other health plans. The best primary care doctors in Downtown Brooklyn are waiting for you to book an appointment today.