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One of the biggest benefits of having an annual physical exam in Manhattan by a doctor who takes BlueCross HMO is that the same doctor coordinates all your healthcare. An HMO provides a one-stop place to bring all your concerns. And your Manhattan primary care doctor who takes BlueCross HMO gets to know you thoroughly through regular yearly examinations. Your annual physical by a Manhattan doctor who takes BlueCross HMO is completely covered, so make that call today to set up an appointment.

FAQ

Is it Difficult to Make an Appointment for an Annual Physical in Manhattan by a Doctor Who Takes BlueCross HMO?

It’s not hard to schedule an appointment for an annual physical by a Manhattan doctor who takes BlueCross HMO. Manhattan is a densely populated urban area with a diverse population and an abundance of food, art and music. There’s a little bit of everything in Manhattan, including top-notch physicians who are in-network with your health maintenance organization (HMO).

Manhattan is walkable and has good options for public transportation, making it easy to get to the doctor of your choice. If you live in or around Manhattan, you may have BlueCross HMO. BlueCross has several HMO options, so your plan may affect which healthcare providers are in-network.

Does Insurance Cover an Annual Physical by a Doctor in Manhattan Who Takes BlueCross HMO?

Annual physicals are typically covered by health insurance, including BlueCross HMO. Most often, your Manhattan annual exam is done by your primary care physician (PCP) who may discover conditions that need to be seen by a specialist like a dermatologist, urologist or gynecologist.

Most criteria that apply to HMOs include:

  • Medical care must be provided by a doctor who’s in the network with your insurance.
  • Most of your medical care is provided by an in-network PCP.
  • Your primary care provider coordinates your medical care.
  • Your plan specifies what doctors and hospitals are covered by your insurance.
  • You can only receive care out of network if it’s an emergency.

The biggest advantage of HMO plans is that the cost of health insurance is usually lower than other types of insurance. This includes your monthly premium and your out-of-pocket costs for providers in-network. Your individual policy specifies the amount of your deductible, copays and out of pocket maximum that you should be aware of when you book an appointment with a BlueCross HMO doctor in Manhattan.

What Should I Expect at an Annual Physical by a BlueCross HMO Doctor in Manhattan?

Taking the time for a yearly checkup is key to staying healthy and lowering your risk of some serious health conditions.

Some things you can expect at the best annual physical exams in Manhattan include:

  • Review of health history. Your provider reviews your medical history, including any medications you’re on and reviews your family health history.
  • Height and weight. Your height and weight are measured and compared to previous readings.
  • Blood pressure check. Your blood pressure should be 120/80 mmHg or less. If it’s higher than that, your Manhattan primary care doctor may recommend lifestyle changes. If it’s higher than 140/90 mmHg, your doctor may consider prescribing medication.
  • Heart rate. Your heart rate provides a clue to your heart health. It’s measured by taking your pulse. A healthy heart rate is usually between 60 and 100.
  • Head and neck exam. Your BlueCross HMO doctor looks down your throat and examines your nose and ears for signs of health issues. She checks your lymph nodes for swelling or pain.
  • Listening with a stethoscope. Your doctor listens to your heart for sounds of irregularities, and to your lungs for sounds of crackling or wheezing.
  • Skin appearance. Your provider examines your skin for any signs of abnormalities such as moles or rashes.
  • Mental health. You may be screened for anxiety or depression.

For women, the annual exam may include a pelvic exam or a Pap smear. For men, it may include a prostate exam. Your Manhattan doctor may ask questions about any symptoms or concerns that you have. When you book an appointment for an annual exam, it’s a good idea to write down questions ahead of time so that you don’t forget to ask them.

What Happens After My Annual Checkup?

After your annual physical exam by a Manhattan doctor who takes BlueCross HMO, your doctor lets you know if there are any areas of concern.

If there are, recommendations may include:

  • Follow-up testing such as additional bloodwork or imaging studies
  • Referral to a specialist such as a Manhattan urologist, gynecologist or dermatologist in-network with your HMO
  • An electrocardiogram or stress test if there are concerns about your heart
  • Discussion of recommended lifestyle changes
  • Updated vaccinations

If you have muscular or joint pain, your doctor may refer you to a physical therapist. If you have ongoing conditions that need to be monitored such as diabetes, your next appointment may be scheduled sooner than the following year. If you’re in good health, you’re told to book an appointment for an annual physical to be done the following year.

Do I Need an Annual Physical Exam in Manhattan by a Doctor Who Takes BlueCross HMO if I’m Healthy?

An annual physical exam by a BlueCross HMO doctor in Manhattan is important even if you think you’re perfectly healthy.

There are a host of reasons that a physical exam is needed each year, such as:

  • Giving your doctor a chance to identify health conditions that may not have noticeable symptoms at first but that your doctor believes could cause complications
  • Improving communication between you and your doctor
  • Providing a chance for a relaxed discussion in a non-emergency situation
  • Reviewing trends over time and suggesting lifestyle changes if needed

A sports physical isn’t the same as an annual physical and is done to see if you’re healthy enough for a particular sport. It may include a check of your flexibility and strength. Even if you recently had a sports physical, a pre-employment checkup or a visit to a gynecologist, book an appointment for an annual physical exam by a doctor in Manhattan who takes BlueCross HMO.

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